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Fintro: An Intro to Personal Finance
Module 1: Welcome to Intro to Personal Finance: Budgeting, Investing, Credit, and More
Welcome and Introductions — What is the Course About and Who Is the Teacher?
What to Expect — What Will You Learn?
Resources — What Resources Might be Helpful While Taking This Course?
Contact — How Can You Reach Out If You Have Questions?
Disclaimers and Disclosures
Module 2: Slack Group How-To
Slack Group Introduction
Link to Join Slack Group
Module 3: Budgeting Introduction
50/30/20 Budget
Tracking & Understanding Your Budget
Resources
Module 4: Investments: Why are investments important?
Returns with Savings vs. Investing
A Helpful Tool – the Rule of 72
Bonds
Saving for Retirement
Resources
Module 5a: Investments: Account Types
Overview
Types of Basic Investment Accounts
IRA Overview
Types of IRAs
401(k)/403(b) Account Overview
Types of 401(k)/403(b) Accounts
Employer Matching
Resources
Module 5b: Other Tax-Advantaged Accounts
Overview
529 Plan
Health Savings Account (HSA)
Flexible Spending Account (FSA)
Resources
Module 5c: Investments: Account Setup
Picking An Investment Brokerage
How To Open A Brokerage Account
How To Open An IRA
Resources
Module 6: Investments: What Should I Actually Buy?
Risk Tolerance
Understanding Your Risk with Stocks vs. Bonds vs. ETFs
Investing for Long-Term Growth vs. Short-Term Growth
Realistically Trading ETFs, Mutual Funds, and Individual Stocks
Growth Stocks vs. Value Stocks
Leveraged ETFs
Cryptocurrencies
Resources
Module 7a: Investments: How Do I Actually Buy It?
What Are You Buying When You Buy a Stock?
What Is A Share? What Am I Buying/Selling When I Buy/Sell a share?
Buying Stock
Selling Stock
Resources
Module 7b: Investments: Advanced Trading Mechanics and Tools
Options: What Exactly is an Option?
Options: What Are the Main Components of an Options Contract?
Options: Terms Frequently Used To Describe Options
Why Are Options Important? Should I Use Options?
Options: The Greeks
Options: Buying Calls
Options: Buying Puts
Margin: Intro to Trading on Margin
Margin: What is Margin?
Margin: What are Margin Interest Rates?
Margin: Should I Use Margin?
Resources
Module 8: Credit: What is credit and why is it important?
What Are the Different Types of Credit?
5 Areas Where Credit Is Important
Good Credit Vs. Bad Credit
Resources
Module 9: Credit: What Is a Credit Score?
Overview
Credit Bureaus
Credit Score Formula for Each of the Bureaus
Factor #1: Payment History
Factor #2: Amounts Owed
Factor #3: Credit Mix
Factor #4: Length of Credit History
Factor #5: New Credit
Resources
Module 10: Credit: How to Establish Credit
Credit Cards
Taking Out Loans
Resources
Module 11: Credit: How to Improve Credit Scores
Overview
Reviewing Your Credit History
Improving Factor #1: Payment History
Improving Factor #2: Amounts Owed
Improving Factor #3: Credit Mix
Improving Factor #4: Length of Credit History
Improving Factor #5: New Credit/New Inquiries
Resources
Module 12: Taxes: General Overview
What Are Taxes and Why Are They Important?
3 Basic Tax Systems Used in the US
The Effect of These Tax Systems on High-Income Versus Low-Income Earners
Resources
Module 13: Types of Taxes
Income Taxes
Payroll Taxes
Self-Employment Taxes
Capital Gains Taxes
Miscellaneous Taxes
Resources
Module 14: Practical Applications of Taxes
Tax Withholding
Filing Taxes: Why Do We File Taxes?
Filing Taxes: What Tax Forms Should I Collect?
Filing Taxes: What Tax Filing Resources Exist?
What Are Tax Deductions and Tax Credits?
What Are Some Common Tax Deductions and Common Tax Credits?
Helpful Tax Calculator
Resources
Course Conclusion
Review – What Was Taught in This Course?
Final Self-Assessment – What Are All of the Key Things You Should Know?
Course Feedback
Referral System
Thank You!
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